Mortgage origination software a credit union can use to take and process home loan applications.

Mortgage technology company whose Point and PathFinder loan origination systems are widely used by mortgage lenders and brokers.

Services the credit union's mortgages (payments, escrow, member service) on its behalf.

One of the largest U.S. mortgage subservicers, servicing home loans on behalf of banks, credit unions, and other lenders.

Mortgage origination and servicing partner for credit unions that want to offer home loans without building an in-house mortgage shop.

Credit-union-owned mortgage CUSO (a division of Colonial Savings) that originates and services mortgages for member credit unions.

Connects the credit union to auto dealers so dealers can submit member loan applications at the point of sale.

Cox Automotive company running one of the largest dealer-to-lender auto finance networks, plus electronic title and lien services.

Connects the credit union to auto dealers (including manufacturer-affiliated dealers) for point-of-sale auto loans.

Dealer-to-lender auto finance network founded by the captive lenders of major automakers, used by thousands of dealers and lenders.

Loan origination and decisioning platform for indirect and consumer lending.

U.S. arm of CRIF Group providing an indirect lending platform and dealer network (5,000+ dealers) plus loan origination for credit unions and banks.

Credit reports and scores used to underwrite loans. Receives the credit union's monthly credit reporting.

One of the three national consumer credit bureaus, providing credit reports, scores, and data services.

Credit reports and scores used to underwrite loans. Receives the credit union's monthly credit reporting.

One of the three national consumer credit bureaus, providing credit reports, scores, and identity data.

Credit reports and scores, including soft pulls (no impact to the member's score). Receives monthly credit reporting.

One of the three national consumer credit bureaus, providing credit reports, scores, and risk data.

Fourth credit bureau that receives the credit union's credit reporting.

The fourth national U.S. consumer credit bureau, receiving credit reporting data from lenders.

AI-driven credit scores that help the credit union approve more good borrowers consistently.

Fintech that builds AI/machine-learning credit underwriting models, used heavily by credit unions to approve more loans with less risk.

Vehicle values used to set loan-to-value on auto loans.

Consumer-insights company whose vehicle valuation guides (formerly NADA Guides) are an industry standard for auto lending.

Vehicle values used to set loan-to-value on auto loans.

Cox Automotive brand providing widely used new and used vehicle valuations.

Vehicle history reports for collateral review.

Provider of vehicle history reports (accidents, title, ownership, service records).

Manages vehicle titles and liens electronically with state DMVs, so the credit union doesn't have to store paper titles.

Electronic lien and title (ELT) and collateral management for 3,000+ lenders. Part of Dealertrack since 2013. Vitu agreed in 2024 to acquire Dealertrack’s titling business.

Electronic title and lien services.

Dealertrack title and lien services for lenders.

Electronic title and lien services.

Electronic lien and title platform covering electronic and paper titles in all 50 states. DDI is now part of Vitu.

LoanLiner loan documents: applications, notes, disclosures, and closing forms.

The leading insurance and financial-services provider to credit unions: lending and member forms (LoanLiner), credit life/disability and debt protection, GAP, and AD&D.

Lending documents and disclosures.

Lending and member-services forms and disclosures for credit unions (consumer, mortgage, business, compliance, and Spanish-language).

Lending compliance forms.

Compliant membership, consumer, home equity, commercial, and business-loan forms for credit unions in all 50 states for more than 40 years.

Lending compliance documents.

Global information-services company whose financial-services division supplies compliance documents, lending and deposit forms, and IRA/HSA documents.

One system for the full delinquency lifecycle: early collections, payment plans, hardship, bankruptcy, repossession, foreclosure, charge-off, and recovery, with automated member outreach and self-service payments.

Provider of SAFIRE-IQ, collections and recovery software that has served banks and credit unions since 1989 and works alongside the core.

Credit analysis, financial spreading, risk ratings, loan approval management, exception tracking, and portfolio reporting for business and ag loans.

Suntell's loan management platform for commercial and agricultural lending at community financial institutions.

Credit life and disability insurance and debt protection for borrowers.

The leading insurance and financial-services provider to credit unions: lending and member forms (LoanLiner), credit life/disability and debt protection, GAP, and AD&D.

Credit life and credit disability insurance for borrowers.

Securian Financial insurer offering credit life and credit disability insurance through lenders.

Life insurance products.

Life insurance and retirement company.

GAP coverage and contract administration for auto loans.

One of the largest independent GAP administrators, working with more than 1,000 credit unions and banks. Its VisualGAP platform handles GAP menus and contracts. Now part of National Auto Care.

GAP coverage and administration for auto loans.

Financial-services company offering lender protection products (CPI, GAP), insurance tracking, and payment processing for credit unions.

GAP and payment protection for auto loans.

The leading insurance and financial-services provider to credit unions: lending and member forms (LoanLiner), credit life/disability and debt protection, GAP, and AD&D.

GAP-related services.

Houston-based provider (since 1992) of vehicle service contracts, GAP, collateral protection, debt protection, and credit insurance for financial institutions.

Tracks insurance on vehicles the credit union has financed and places coverage when a member's insurance lapses.

Provider (since 1974) of collateral protection insurance (CPI), insurance tracking, flood tracking, and GAP for banks and credit unions.

Collateral insurance tracking and force-placed coverage.

Large provider of insurance, lending, and marketing solutions for credit unions, including GAP and collateral protection insurance.

Collateral protection insurance programs.

Markel specialty insurer whose Portfolio Protection line provides CPI, blanket insurance, and tracking for credit unions and banks.

Collateral insurance tracking and force-placed coverage.

Financial-services company offering lender protection products (CPI, GAP), insurance tracking, and payment processing for credit unions.

Accidental death and dismemberment coverage offered to members.

The leading insurance and financial-services provider to credit unions: lending and member forms (LoanLiner), credit life/disability and debt protection, GAP, and AD&D.

Fiserv Enhanced EPOC debit processing: authorizes member debit and ATM transactions.

Global payments and fintech company: debit processing (EPOC), the STAR network, card production, bill pay (CheckFree), and item processing.

Debit/ATM network routing for member card transactions.

Fiserv's national debit/ATM network (STAR).

Debit card processing.

Card processor acquired by Fiserv in 2019.

Debit network and processing for member cards.

Member-owned debit network and card processor serving community banks and credit unions.

Debit and credit card processing.

Debit and credit card processor serving community financial institutions.

Debit processing and the CO-OP ATM network.

The largest credit union service organization for payments, formed by the merger of PSCU and CO-OP: card processing, ATM/shared branch networks, and digital services.

Debit card processing.

Credit union service organization (CUSO) providing debit, credit, ATM, and digital payment processing for credit unions.

Card processing.

Payments processor (Vantiv rebranded as Worldpay).

Card program services.

Card-program partner offering credit, debit, and prepaid products with portfolio and marketing support. Works alongside Fiserv.

Credit card processing.

Global financial-technology company providing card processing, ChexSystems, and many other bank/credit union services.

Credit card processing.

Global payments and fintech company: debit processing (EPOC), the STAR network, card production, bill pay (CheckFree), and item processing.

Agent credit card program: Elan owns and services the card portfolio under the credit union's brand.

U.S. Bank subsidiary running agent credit card programs, where Elan owns and services the card portfolio under the credit union's brand.

Credit card program management.

Credit card processing and payments company for credit unions. Acquired by CO-OP in 2020 and now part of Velera.

Credit card processing.

The largest credit union service organization for payments, formed by the merger of PSCU and CO-OP: card processing, ATM/shared branch networks, and digital services.

Credit card processing platform for the credit union's card program.

Fiserv's credit card processing platform, historically known as First Data "Omaha", widely used for credit union credit card programs.

In-branch printers that issue debit and credit cards on the spot.

Security and identity company whose instant-issuance systems (formerly CardWizard) let branches print debit and credit cards on the spot.

In-branch instant card printing.

Cloud-based in-branch instant issuance for debit and credit cards, used by about 1,600 financial institutions.

Lets members view and manage their credit card accounts online.

Online cardholder account site for Elan-issued credit cards.

Lets members view and manage their card accounts online.

Online cardholder self-service site (identity not yet confirmed).

Lets members view and manage their card accounts online.

Online cardholder self-service site (identity not yet confirmed).

Card rewards and loyalty.

Card rewards and loyalty programs (identity not fully confirmed).

Card rewards and engagement.

Card rewards / engagement platform (identity not yet confirmed).

Velera (PSCU) cardholder website.

The largest credit union service organization for payments, formed by the merger of PSCU and CO-OP: card processing, ATM/shared branch networks, and digital services.

ACH origination and receipt, settlement, and liquidity.

Corporate credit union providing ACH, share draft, check image, settlement, and liquidity services to credit unions.

ACH processing and settlement.

Corporate credit union providing payments, settlement, liquidity, and balance-sheet (ALM) advisory services.

ACH processing and settlement.

Corporate credit union providing payments, settlement, and liquidity services.

ACH processing and settlement.

Wisconsin-based corporate credit union offering settlement, image cash letter, liquidity, and investment services.

ACH processing and settlement.

Corporate credit union formed in 2016 from Mid-Atlantic Corporate and First Carolina Corporate, providing payments and settlement services.

ACH processing and settlement.

Corporate credit union providing payments and settlement services.

ACH processing and settlement.

Bank serving cooperatives and credit unions, with correspondent services including ACH, wires, and settlement.

Corporate credit union services.

Corporate credit union (identity and role not yet confirmed).

Share draft (member check) clearing.

Corporate credit union providing ACH, share draft, check image, settlement, and liquidity services to credit unions.

Share draft clearing.

Corporate credit union providing payments, settlement, liquidity, and balance-sheet (ALM) advisory services.

Share draft clearing.

Corporate credit union providing payments, settlement, and liquidity services.

Share draft clearing.

Corporate credit union formed in 2016 from Mid-Atlantic Corporate and First Carolina Corporate, providing payments and settlement services.

Share draft clearing.

Corporate credit union providing payments and settlement services.

Item processing and share draft clearing.

Global payments and fintech company: debit processing (EPOC), the STAR network, card production, bill pay (CheckFree), and item processing.

Clears deposited check images through the Federal Reserve.

The Federal Reserve's services for financial institutions, including check image clearing and ACH.

Clears deposited check images.

Corporate credit union providing ACH, share draft, check image, settlement, and liquidity services to credit unions.

Clears deposited check images.

Corporate credit union providing payments, settlement, liquidity, and balance-sheet (ALM) advisory services.

Clears deposited check images.

Corporate credit union providing payments, settlement, and liquidity services.

Clears deposited check images.

Corporate credit union formed in 2016 from Mid-Atlantic Corporate and First Carolina Corporate, providing payments and settlement services.

Clears deposited check images.

Corporate credit union providing payments and settlement services.

Clears deposited check images.

Regional bank providing correspondent clearing services.

Clears deposited check images.

Midwest-based regional bank offering correspondent banking, treasury, and clearing services to other financial institutions.

Clears deposited check images.

National bank providing correspondent clearing services.

Clears deposited check images.

Could not confirm which "Amalgamated" bank this is (possibly Amalgamated Bank of Chicago).

Clears deposited check images.

Could not confirm which "Heartland" this is (possibly Heartland Payment Systems, now Global Payments).

Check image processing.

Oklahoma-based provider of outsourced item processing and Check 21 image processing for community banks and credit unions.

Member check printing and reorders.

The largest U.S. check printer, now part of Vericast. Liberty checks were absorbed into Harland Clarke.

Member check printing.

Wisconsin check and share-draft printer for community banks and credit unions.

Member check printing.

Check printer and check-program partner for 2,000+ banks and credit unions (personal and business checks, share drafts).

Lets members pay bills from online banking.

Jack Henry's consumer and business bill pay solution.

Lets members pay bills from online banking.

Fiserv's consumer bill pay service, offered to credit unions through Velera (PSCU).

Members see their credit score, credit report alerts, and pre-qualified loan offers from their credit union.

Credit score and financial-wellness platform that shows members their score and personalized, pre-qualified loan offers inside online banking.

Reward checking and savings programs that pay members for everyday account activity.

Provider of reward checking and savings products, plus marketing, for community financial institutions.

Family money tools for members’ households: teen spending, shared saving goals, and financial literacy.

White-label family-money platform for credit unions: teen spending, shared saving, and financial literacy.

A guided financial wellness experience for members: a wellness health check, budgeting and savings tools, and tailored next steps, with journeys for student, working-life, and retirement stages.

Irish financial wellness platform (Linked Wellbeing Ltd) that gives members AI-guided next steps and gives the organization clear usage and outcome reporting.

Lets members buy, sell, and manage digital assets right inside their credit union's online and mobile banking.

Digital infrastructure company for financial institutions, offering embedded self-custody digital asset wallets, in-app investing, and real-time payments.

Push notification campaigns that reach members on their phone to promote loans, deposits, and card use, and to send fraud and service alerts.

Fintech whose nudge® platform lets credit unions send targeted, time-sensitive, and location-based push notifications through their mobile banking app.

TrueChecks flags suspect checks. TrueACH flags risky ACH account funding. Both work in real time.

Fraud-prevention company whose TrueChecks and TrueACH products flag suspect checks and ACH transactions in real time.

QualiFile scores account-opening risk for new members and accounts.

FIS consumer reporting agency whose QualiFile product scores account-opening risk.

Runs Minnesota's FIDM program.

Government-services company that runs Minnesota's Financial Institution Data Match (FIDM) program.

Designs and manages the credit union's overdraft privilege program (Advantage).

Consulting firm that designs and manages overdraft privilege programs and performance improvement for banks and credit unions.

Overdraft program consulting.

Overdraft program consulting plus SmartTech overdraft software, compliance, and training.

Overdraft program consulting.

Overdraft privilege consultancy (since 1976) with hosted ODP Manager software and 1,500+ clients.

Monitors member transactions for fraud and money laundering, helping the credit union meet BSA/AML requirements.

Nasdaq company providing cloud-based fraud detection and anti-money-laundering (AML/BSA) monitoring for banks and credit unions.

Knowledge-based ID questions that verify a member's identity before they e-sign documents remotely.

GBG company providing identity verification and knowledge-based authentication (KBA) questions.

ID document and selfie verification for members signing remotely.

Identity verification using ID document scanning and selfie matching.

Electronic signature for loan and account documents.

Electronic signature platform.

Electronic signature for loan and account documents.

The leading electronic signature platform.

Electronic signature and document workflow.

Credit union service organization (CUSO) whose eDOCSignature e-signature and digital-transaction platform is used by about 600 credit unions.

Signature pads so members can sign documents electronically in the branch.

Maker of electronic signature pads used at the teller line and loan desk.

Membership and account-opening forms.

The leading insurance and financial-services provider to credit unions: lending and member forms (LoanLiner), credit life/disability and debt protection, GAP, and AD&D.

Membership and account forms.

Lending and member-services forms and disclosures for credit unions (consumer, mortgage, business, compliance, and Spanish-language).

Membership and account forms.

Compliant membership, consumer, home equity, commercial, and business-loan forms for credit unions in all 50 states for more than 40 years.

Membership and Truth-in-Savings forms.

Global information-services company whose financial-services division supplies compliance documents, lending and deposit forms, and IRA/HSA documents.

Designs, prints, and mails member statements.

Customer communications company for statement composition, print, and mail. Acquired IDS.

Prints and mails member statements.

Minnesota print, mail, and document-processing company that also provides statement printing and mailing.

Prints and mails member statements, credit card statements, and letters.

Statement print-and-mail provider that receives credit card statement files from Vyrdia Core. Company website not yet confirmed.

Prints and mails member statements.

Variable print, mail, and statement services for financial institutions, utilities, and governments since 1995.

Prints and mails member statements.

SOC 2-certified statement processing, printing, and mailing, e-statements, and marketing for banks and credit unions.

Prints and mails member statements.

Statement printing, rendering, and mailing for hundreds of credit unions.

Teller cash recyclers and coin dispensers.

Maker of teller cash recyclers, coin dispensers, and cash automation equipment.

Teller cash recyclers.

ATM and branch automation company, including teller cash recyclers.

Teller cash recyclers.

ATM and teller cash recycler manufacturer.

Teller cash recyclers.

ATM and self-service banking company (NCR's ATM business, spun off in 2023), including teller cash recyclers.

Cash automation.

Cash automation company making teller cash recyclers and dispensers. Now part of Sesami.

CO-OP Shared Branch: members can do their banking at thousands of other credit union branches nationwide.

The largest credit union service organization for payments, formed by the merger of PSCU and CO-OP: card processing, ATM/shared branch networks, and digital services.